Recent Stories From this Author

Too good to be true: Be wary of 'free' financial education materials
October 1, 2010
A problem among companies and organizations that offer employee financial education is determining appropriate financial...

Visualizing retirement: Translate numbers into a picture
July 1, 2010
Most employees have a hard time grasping all the dimensions of retirement planning. Before people can make rational retirement...

Work your way back to the beginning
June 15, 2010
Employee satisfaction surveys are hot. Many Fortune 500 companies now conduct them. But both research and my own discussions...

How to give American workers an $8.5 trillion raise
May 2, 2010
Over the next 40 years, employees will sacrifice approximately $8.5 trillion in retirement wealth and $50 billion in...

Shifting into automatic
May 1, 2010
Many employees fail in their retirement planning because they don't enroll in their company's tax-deferred plan or they wait...

Shifting into automatic
March 24, 2010
Employers offering a tax-deferred retirement program can select from three strategies to help their employees retire securely:...

Employees need help dealing with financial stress
February 1, 2010
The American Psychological Association's (APA) 2009 Stress in America report describes the causes and impacts of stress in...

The road less taken
January 1, 2010
In the July 2009 issue of EBN, I argued that employers should junk their 401(k) in favor of a nonparticipant directed plan.

Coming soon to a workplace near you: A mandated automatic IRA
November 1, 2009
President Obama's 2010 budget envisions the future establishment of a system of automatic workplace pensions, on top of and...

The black hole of financial education
October 1, 2009
It's the best times, it's the worst of times for financial education. It's the best of times because everyone now sees its...