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    <title>Ebn-Communicatingwithemployees-Forconsumers</title>
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      <title>Retirement Benefit Counselor - Protecting Your Nest Egg from Inflation</title>
      <link>http://ebn.benefitnews.com/asset/article/608391/Retirement-Benefit-Counselor-Protecting-Your.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>If there's one blessing to the recent run-up in food and gas prices, it's that our collective attention has been focused on inflation. For retirement planners, inflation is both a silent thief and the elephant in the room.</description>
      <pubDate>Mon, 16 Jun 2008 13:06:00 GMT</pubDate>
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      <dc:date>2008-06-16T13:06:00Z</dc:date>
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      <title>Retirement Benefit Counselor - When Social Security Isn't Enough: A Look at Plans B and C</title>
      <link>http://ebn.benefitnews.com/asset/article/585341/Retirement-Benefit-Counselor-Social-Security.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description />
      <pubDate>Thu, 15 May 2008 13:17:00 GMT</pubDate>
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      <dc:date>2008-05-15T13:17:00Z</dc:date>
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    <item>
      <title>Retirement Benefit Counselor - Your 401(k) account - a safety net in uncertain times</title>
      <link>http://ebn.benefitnews.com/asset/article/566231/Retirement-Benefit-Counselor-Your-401k.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>If your name isn't Bill Gates, and you haven't spent the last year in a cave, you are undoubtedly concerned about the short-term future of the economy and what you ought to be doing now.</description>
      <pubDate>Tue, 15 Apr 2008 15:10:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/566231/Retirement-Benefit-Counselor-Your-401k.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2008-04-15T15:10:00Z</dc:date>
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    <item>
      <title>Retirement Benefit Counselor - 2008 Tax Law Update</title>
      <link>http://ebn.benefitnews.com/asset/article/559651/Retirement-Benefit-Counselor-2008-Tax.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>As you get ready to file your taxes for 2007 (and plan for 2008), take a minute to get familiar with a few tax breaks and changes that might help you find some extra money to add to your retirement nest egg.</description>
      <pubDate>Thu, 27 Mar 2008 15:54:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/559651/Retirement-Benefit-Counselor-2008-Tax.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2008-03-27T15:54:00Z</dc:date>
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    <item>
      <title>Retirement Benefit Counselor - &lt;BR&gt;Retiring Your Way: Residential Options for the 55+ Crowd</title>
      <link>http://ebn.benefitnews.com/asset/article/544041/Retirement-Benefit-Counselor-BRRetiring-Your.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>Generally healthier than generations before, and for the most part wealthier, the baby boomers are starting to retire. Like everything else in life, however, the nature and meaning of "retirement" has become more complex.</description>
      <pubDate>Tue, 19 Feb 2008 17:17:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/544041/Retirement-Benefit-Counselor-BRRetiring-Your.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2008-02-19T17:17:00Z</dc:date>
    </item>
    <item>
      <title>Retirement Benefit Counselor - &lt;BR&gt; Retirement and brain age: What you need to know</title>
      <link>http://ebn.benefitnews.com/asset/article/524781/Retirement-Benefit-Counselor-BR-Retirement.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>More and more, there's talk of "brain age," but what is it, and why should we care? Let's take a look at one of the things that probably concerns you most: planning for your retirement.</description>
      <pubDate>Tue, 15 Jan 2008 14:34:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/524781/Retirement-Benefit-Counselor-BR-Retirement.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2008-01-15T14:34:00Z</dc:date>
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    <item>
      <title>Retirement Benefit Counselor - &lt;BR&gt;Retirement investment diversification in the year ahead</title>
      <link>http://ebn.benefitnews.com/asset/article/513452/Retirement-Benefit-Counselor-BRRetirement-investment.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>Allocating among asset classes</description>
      <pubDate>Fri, 14 Dec 2007 18:41:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/513452/Retirement-Benefit-Counselor-BRRetirement-investment.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2007-12-14T18:41:00Z</dc:date>
    </item>
    <item>
      <title>Retirement Benefit Counselor -&lt;BR&gt;How to choose investments to meet your goals</title>
      <link>http://ebn.benefitnews.com/asset/article/437818/Retirement-Benefit-Counselor-BRHow-choose-investments.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>Do you sometimes find that you must modify your financial goals based upon the investments you have? This situation arises when you choose investments before you have clear ideas about what you need them for.</description>
      <pubDate>Tue, 27 Nov 2007 18:04:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/437818/Retirement-Benefit-Counselor-BRHow-choose-investments.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2007-11-27T18:04:00Z</dc:date>
    </item>
    <item>
      <title>Retirement Benefit Counselor -&lt;BR&gt;How much risk can you take?</title>
      <link>http://ebn.benefitnews.com/asset/article/437817/Retirement-Benefit-Counselor-BRHow-much-risk.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>No pain, no gain. No risk, no reward. Do this sound familiar? Just how true are they?</description>
      <pubDate>Tue, 27 Nov 2007 17:56:00 GMT</pubDate>
      <guid>http://ebn.benefitnews.com/asset/article/437817/Retirement-Benefit-Counselor-BRHow-much-risk.html?pg=&amp;sectionName=null&amp;topicName=null</guid>
      <dc:date>2007-11-27T17:56:00Z</dc:date>
    </item>
    <item>
      <title>Retirement Benefit Counselor -&lt;BR&gt;Tax credits encourage consumer savings</title>
      <link>http://ebn.benefitnews.com/asset/article/437816/Retirement-Benefit-Counselor-BRTax-credits-encourage.html?pg=&amp;sectionName=null&amp;topicName=null</link>
      <description>Congress has created substantial tax incentives for you to conserve energy. The incentives come in the form of tax credits that reduce your federal tax bill - a dollar-for-dollar reduction of taxes that's like having a coupon to pay part of your taxes. And in the broader context of financial planning, a dollar saved on taxes is a dollar available for retirement or other purposes.</description>
      <pubDate>Tue, 27 Nov 2007 17:49:00 GMT</pubDate>
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      <dc:date>2007-11-27T17:49:00Z</dc:date>
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