While 84% of participants in a recent study of high-deductible health plans know their plan includes a deductible (and 70% could correctly name the dollar amount within a 20% range), nearly half of all study participants mistakenly believe that their deductible applied to both preventive and non-preventive office visits and medical tests. Further, The Kaiser Foundation Research Institute study reveals that fewer than one in five participants understand that a preventive office visit is exempt from their deductible, and only one in 10 understand that preventive tests also are exempt.
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