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Bank of America Merrill Lynch Q4 2011 401(k) Contribution Activity Scorecard

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Bank of America Merrill Lynch Retirement & Benefit Plan Services (R&BPS) reports quarterly on plan participant activities within its proprietary 401(k) business, which services approximately $92.4 billion in total plan assets and nearly 2.6 million total plan participants with balances.R&BPS also report on its plan sponsors’ adoption of offered products and services designed to encourage greater use of employer-sponsored retirement savings plans. Trends observed during the most recent quarter ending December 31, 2011, and throughout the last year are available in the Q4 2011 401(k) Contribution Activity Scorecard.


Target date benchmarking: The value of a consensus glide path

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A consensus glide path index is the clear choice to reveal if your target date fund is working for plan participants. Find out why.


The Roll of Chiropractic Care in the Patient-Centered Medical Home

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The evidence presented within the newly published hallmark document, “The Role of Chiropractic Care in the Patient-Centered Medical Home,” illustrates the clinical and financial value of integrating chiropractic services into primary care. This paper solidly articulates the added benefits of integrating chiropractic care into the team-based approach of the Patient-Centered Medical Home (PCMH) and makes the case that inclusion of Doctors of Chiropractic in the healthcare team will allow primary care providers to strengthen an already enhanced healthcare delivery model.


Best Practices for Benefit Plans During a Merger or Acquisition

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If your organization is facing the prospect of a merger or acquisition, the impact on retirement and benefit plans may be substantial and requires careful planning and strategy. This paper discusses considerations for organizations that may be looking at such a corporate event now or in the future.


Health Insurance Exchanges Explained

For Employers

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In 2014 health insurance exchanges will serve an important role for employers, who can use exchanges to give employees a meaningful choice of health plans outside of group plans, and moderate the ballooning costs of providing health insurance. Employees will benefit from exchanges too, taking advantage of the flexibility, value, decision support and freedom that purchasing through an exchange will provide. This paper will help you understand the role health insurance exchanges will play in health care reform, the important functions of exchanges, and the benefits associated with using an exchange.


The Role of Incentives in Biometric Screening Program Participation

THE ART OF DISCOVERING WHAT EMPLOYEES VALUE

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To help decrease healthcare costs in their organizations employers need to accurately understand the current disease risk of an employee population. A thorough understanding of population disease risk requires a significant portion of an organization’s employees to participate in biometric and lab screenings. To help drive participation, many employers are choosing to give incentives for participating in biometric and lab screenings.
This case study analyzes the relationship between employee participation and health risks as well as the impact of incentives, the amount of incentive, and employee participation in biometric and lab screenings.


The Impact of Employees’ Personal Legal Matters on Your Organization

Five Issues Addressed with Group Legal Plans

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A recent study conducted by Harris Interactive on behalf of Hyatt Legal Plans, a MetLife company, reveals the toll that your employees’ personal legal matters – such a debt problems, real estate matters, traffic tickets, or family situations like adoption and divorce – are having on employee workplace productivity. The study demonstrates that employees who hire an attorney through a workplace group legal plan save time and money, and have increased peace of mind.
In this white paper, you will learn:

  • Five ways your organization can be affected by your employees’ personal legal issues
  • How group legal plans can help you minimize these effects, while providing employees peace of mind and helping them save time and money
  • Ways to help meet your key strategic benefits objectives

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