The IRS has released long-awaited final regulations that clarify market rate of return issues for cash balance and other hybrid plans. The new rules, effective for the first plan year that begins on or after Jan. 1 2016, sponsors of hybrid plans a clearer path forward.
The Sixth Circuits ruling in Moyer makes clear that administrators of ERISA-governed plans with contractual time limits on when a participant must initiate judicial review of a denial of benefits should err on the side of caution.
Commentary: Consider that employers nationwide spend billions of dollars to give their employees access to medical care and other important insurance coverage. While most businesses offer health and welfare benefits to remain competitive for talent, they end up creating a valuable by-product in the process.
Commentary: Open enrollment time means employer clients will be reviewing fee disclosures. Columnist John Ludwig discusses several steps plan sponsors should take when reviewing the disclosures for accuracy and to determine if fees are fair and reasonable.
Ever since final rules under the Affordable Care Act dictated that outcomes-based wellness programs must offer reasonable alternatives to employees unable to achieve the programs health benchmarks, employers have continued to worry over the effectiveness of their health improvement efforts.
Despite the ever-changing world, ERISA remains strong and steady. The average American worker is far better off because of ERISA, which has held up remarkably well over the past four decades.
The case, EEOC v. Orion Energy Systems, serves as a reminder for advisers and their employer clients, when putting together a wellness plan, to pay careful attention to how the EEOC defines liability.
The White House Friday proposed two rules in response to the Supreme Courts Hobby Lobby decision earlier this summer that will allow women to receive contraception coverage if an employer refuses to offer it for religious reasons.
Coming on the heels of the U.S. Supreme Courts Dudenhoeffer decision, which eliminated a pro-fiduciary presumption with respect to company stock holdings in qualified retirement plans, the Fourth Circuit issued a decision last week that could cause even more unrest for plan fiduciaries.
Commentary; 2015 is getting close and the Employer Shared Responsibility Mandate (Play or Pay) under the Affordable Care Act (ACA) is almost here. So what does this mean for your organization?
California lawmakers are currently weighing a legislative proposal that would bring vision care options to qualified individuals and employers through an exchange.
From fees and features to funds and fiduciaries, there's lots to consider when reviewing your 401(k) plan.
Technical glitches and data-management challenges have dominated HIX headlines at both the state and federal level, with the latest news showing how even the most widely regarded and most vilified state-run operations now share this common thread.
Accountable care organizations promise better alignment of health care provider incentives and patient outcomes. Can ACOs revolutionize employer-sponsored health care?
Benefit advisers and employers should follow these suggestions from Mercer on ways to make open enrollment 2015 successful for companies and employers alike.