• Using behavioral economics to understand disability insurance purchasing decisions

    July 25, 2014

    Employees need disability insurance and most employers are offering a group solution. But what can be done to enhance employees’ adoption of their available coverage?

  • Senator calls for Social Security expansions, not cuts

    July 9, 2014

    Funding for Social Security Disability Insurance is set to run out by 2016, and if no further action from Congress is taken, SSDI recipients could see a 20% reduction in benefits.

  • Why employers need ADA-compliant policies

    July 2, 2014

    The Equal Employment Opportunity Commission’s vigorous zeal for employer compliance with the Americans with Disability Act is not showing any signs of letting up. As a result, legal advisers in the labor and employment field recommend that employers of all sizes conduct a thorough review of their policies and accommodations.

  • From war to the workplace: Benefits for hiring vets

    June 26, 2014

    An abundance of veterans in the U.S. - and the litany of disabilities experienced by so many of them - makes it especially important to work to utilize their skills and experiences.

  • The latest reasonable-accommodation trend

    June 4, 2014

    Commentary: Why your clients should consider allowing work from home as a part of disability recovery for certain employees.

  • Employee travel exposes potential workers’ compensation issues

    May 28, 2014

    Workers who travel out of their state or country of hire to perform work on behalf of their employers create liability exposures, due to complex laws, administrative rules and regulations that deal with workplace injuries and diseases across the U.S. and abroad.

  • Advisers challenged to meet increased market diversity

    May 21, 2014

    The life insurance and annuities market continues to grow, but advisers hoping to capitalize on that will first need to meet the challenges of a diversifying U.S. population.

  • DIYers missing financial, workplace benefit opportunities

    May 12, 2014

    The do-it-yourself approach may be all the rage for home renovations but when it comes to benefits, employees still need guidance from their employers.

  • Engaging the invincible millennial

    April 3, 2014

    Advisers and employers can use education to boost the enrollment of millennials in voluntary disability programs

  • A primer on travel accident insurance

    March 12, 2014

    Besides death and dismemberment benefits, policies typically provide medical payments, temporary disability payments, and coverage for costs associated with repatriating employees from foreign soil.

  • Study reveals importance of personal interactions in return-to-work

    March 3, 2014

    Employees who experienced negative interactions with their manager had a decreased sense of connection with their employer – and were less motivated to return to work following a disability.

  • Mental health focus of new workplace campaign

    February 24, 2014

    A new workplace campaign from Employers' Coalition and the Partnership for Workplace Mental Health aims to help employers reduce the stigma of depression and help avoid costly disability claims.

  • Court rules a ‘theoretical’ job can’t stop disability benefits

    February 18, 2014

    Companies cannot deny an employee disability benefits based on their ability to perform a job that only exists “in theory,” a federal appeals court ruled Thursday.

  • Supreme Court upholds plan document statute of limitations in Heimeshoff case

    December 17, 2013

    In what can be viewed as a victory for plan sponsors, the Supreme Court ruled that statute of limitation periods written into plan documents are valid, as long as those periods are “reasonable.”

  • Helping employees beat the holiday blues

    December 16, 2013

    While carolers may chant joyfully about the holidays being “the most wonderful time of the year,” many workers find themselves singing the blues during the winter months. One in 10 people will experience depression at some time in their lives, according to the U.S. Centers for Disease Control and Prevention. This not only inflicts suffering on individuals and families, it costs employers $44 billion annually in lost productivity.

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