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Disability/Life

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  • Obesity tied to older adults' risk of falls

    January 3, 2012

    Obese older adults may be more likely than their thinner peers to suffer a potentially disabling fall — though the most severely overweight may be somewhat protected from injury, according to a U.S. study.


  • Absence management just got a little easier with recommendations

    December 19, 2011

    New recommendations were released last week on how to better control returning employees to work following disability leaves and absence management. The Disability Management Employers Coalition and Liberty Mutual's best practices result from a series of live and virtual conferences featuring human resource and benefits professionals, representing employers of all sizes and from a range of industries.


  • Wellness program shows drastic improvements in employee population

    October 31, 2011

    Last week, Meritain Health, a provider of self-funded health and wellness plans, found that 89% of participants had improved blood pressure and 77% had reduced LDL cholesterol.


  • Uninsured likely to buy health insurance when PPACA is implemented

    September 12, 2011

    Three-quarters of Americans without health insurance are likely to obtain coverage starting in 2014, according to a new survey by the health and life sciences practice of Oliver Wyman. In all, the Patient Protection and Affordable Care Act seems on track to reduce the uninsured to 5% of the population.


  • Study indicates STD, LTD remain stable despite economy

    September 12, 2011

    Against conventional wisdom, the recession didn’t spur employees toward increased short-term and long-term disability claims. On the contrary, a new study of employers from the Integrated Benefits Institute indicates that key aspects of lost-time benefits programs have remained remarkably stable.


  • Can earthquakes, hurricanes and floods get employees hardship distributions?

    September 9, 2011

    In case you missed it, the East Coast has had an odd month or so with an earthquake, hurricane and flooding. In trying to find money to pay for repairs and clean up, some folks might look to their retirement plan savings as a resource. Here are the nuts and bolts of "hardship distributions."


  • Blind employees boost eBay sales

    August 29, 2011

    EBay is recruiting an unlikely group of new entrepreneurs into its selling ranks — the visually impaired. Blind citizens have staggeringly high rates of unemployment, with some 70% working-age, legally blind adults out of work, according to the National Federation of the Blind. So the online marketplace, in partnership with NFB, began recruiting test sellers in the blind community late last year. In February, it began a pilot program with…


  • Life insurers undertake modernizations

    May 18, 2011

    After a relatively quiet couple of years, life insurers are ramping up their efforts to replace legacy systems—policy administration in particular. These deals are notoriously time- and labor-intensive, and extremely costly, yet as life carriers acknowledge the need for organic growth and new business flexibility, they are actively participating in policy admin modernization projects.


  • Women underestimate their value, don't buy enough life insurance

    May 10, 2011

    We’ve all heard the statistics: Women still get paid far less than men and women’s work is undervalued by society. But a new survey released by The Penn Mutual Life Insurance Company on Friday reported something we may not have realized: women themselves are undervaluing their own work, with potentially devastating consequences.


  • 19% of drivers admit using Internet while driving

    March 7, 2011

    Distractions while driving come in all shapes and sizes: text messages, phone calls, Internet, radio dials, television screens, video games, screaming children, attractive fellow motorists and passersby, etc. It's amazing in this day and age that we ever actually get from Point A to Point B.


  • Back into the fold

    March 1, 2011

    Kelly Wilson is a return-to-work success story. In January 2009, her beloved father - the man she calls her best friend - became ill. He was in and out of the hospital several times before he died in July that year.


  • Tax breaks for the disabled often overlooked

    February 22, 2011

    Many of the millions of people with disabilities may be paying more in taxes than necessary, according to a disability insurance service provider.


  • Deconstructing disability policy: The stats and strategies employers need to know

    VIDEO | February 10, 2011

    Barry Lundquist, president of the Council for Disability Awareness, offers tips to strengthen workplace disability programs and debunks myths about disability insurance.


  • Can life insurance bounce back?

    January 20, 2011

    Life insurance and annuities made modest gains in the third quarter of 2010 — gross written premiums were up 6% over the same period in 2009 — but the industry is far from healthy, warns a report from Aite Group in Boston.


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