Health Reform Archive

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  • Employers won’t feel immediate sting from federal court ACA subsidy ruling

    July 22, 2014

    In another blow to President Barack Obama’s signature legislation, a three-judge panel on the D.C. Circuit Court of Appeals has ruled in favor of the plaintiff, declaring the law’s premium subsidies are invalid in more than two dozen states due to the law’s specific language.


  • ACA subsidies on federal exchange overturned

    July 22, 2014

    President Barack Obama’s health care overhaul suffered a potentially crippling blow as a U.S. appeals court ruled the government can’t give financial assistance to anyone buying coverage on the insurance marketplace run by federal authorities.


  • CA insurance rate ballot measure could become countrywide concern

    July 17, 2014

    A proposal up for vote in the most populous state would give the insurance commissioner veto power over health insurance rates, among other things, and has brokers fearful of the trend spreading to other states.


  • Senate bill to overturn SCOTUS Hobby Lobby decision blocked

    July 16, 2014

    The Senate Wednesday failed to get enough support for its reversal plan of the recent Supreme Court Hobby Lobby ruling that will allow some employers to decline providing insurance coverage for some forms of birth control based on religious grounds.


  • HIX enrollees’ health issues as costly as anticipated

    July 14, 2014

    In what’s being described as the first comprehensive research examining the health status of HIX enrollees, the Kaiser Family Foundation has confirmed industry suspicions that public exchanges would cover a sicker population than traditional avenues.


  • House to sue Obama over ACA’s employer mandate delay

    July 11, 2014

    The U.S. House of Representatives will sue President Barack Obama’s administration over delaying the implementation of an employer health insurance mandate in the Affordable Care Act.


  • Time’s up for mini-med plans as skinny plans gain focus

    July 7, 2014

    With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.


  • How can employers get a jump on 2015’s ACA requirements?

    VIDEO | July 2, 2014

    Garrett Fenton, an employee benefits specialist with D.C.-based legal firm Miller & Chevalier, says that the time is right for employers to double down and get their paperwork processed in anticipation of 2015’s employer mandate for the Affordable Care Act.


  • Industry reacts to Hobby Lobby decision

    July 2, 2014

    Earlier this week, the Supreme Court ruled that, as applied to closely held corporations, Obamacare’s contraception mandate requiring employers to provide workers with no-cost access to contraception violates the Religious Freedom Restoration Act. Reaction to the case, Burwell v. Hobby Lobby Stores, Inc., was swift, although most legal experts believe it is not likely to have broad implications for the majority of employer-sponsored health care plans.


  • Most federal HIX inconsistencies went unresolved

    July 1, 2014

    Nearly all inconsistencies for those who enrolled for health care through the Affordable Care Act’s federal exchanges were unable to be resolved due to Centers for Medicare and Medicaid Services systems not being fully operational.


  • IRS finalizes regulations for health insurance tax credits for small employers

    July 1, 2014

    The IRS has issued final regulations clarifying tax credits for small employers offering coverage to their employees through the SHOP exchange.


  • Digging in to private exchanges

    July 1, 2014

    Still in their infancy, private exchanges present a tremendous opportunity to rein in health care spending and help HR deal with more pressing issues. But what makes a good one, and how are they growing?]


  • Supreme Court backs Hobby Lobby’s religious objection to contraception use

    June 30, 2014

    In a major 5-4 ruling on religious freedom, the Supreme Court of the United States Monday ruled that religious rights of two Christian company owners trumped the rights of its employees to receive full contraceptive coverage promised by mandates in the Affordable Care Act.


  • 10 ACA questions small employers should be asking

    June 27, 2014

    “The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to Health Partners America, a broker training and education organization. Here are 10 FAQs about the Affordable Care Act and its implications for small businesses.


  • Can employers reimburse employees for coverage purchased on the ACA exchanges?

    June 26, 2014

    Benefit broker and former lawyer David C. Smith breaks down this question that has been somewhat controversial in the past few months, yet he says has a very clear answer.


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