Health Reform Archive

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  • Why benefit administration systems are crucial for ACA compliance

    September 29, 2014

    With the Affordable Care Act’s employer shared responsibility reporting requirements for 2015 quickly approaching, benefit advisers should already be working with employer clients to implement benefit administration systems to ensure compliance with the law, industry experts say.


  • Can cloud-based software solve ACA reporting problems?

    September 25, 2014

    As more and more companies are flooded with administrative duties due to the Affordable Care Act, cloud-based HR and benefits systems such as Zenefits are starting to gain a substantial hold in the employer market.


  • Federal and state HIX to offer 25% more carriers for 2015 enrollment

    September 24, 2014

    Those who purchase health insurance through the Affordable Care Act’s state and federal exchanges will have more choices for coverage beginning in 2015, according to a Department of Health and Human Services report released Tuesday.


  • 8 tips to share with employees to ensure a successful open enrollment

    September 18, 2014

    As open enrollment season approaches, benefit managers are moving into high gear as they prepare to answer employee questions and concerns about their 2015 benefits. And as employees take on more responsibility for their health care, it’s more important than ever for them to understand how they can make the most of the programs and benefits their employers are offering.


  • Healthcare.gov remains vulnerable to security threats, GAO finds

    September 17, 2014

    Increased and unnecessary risks to Healthcare.gov security remain, as the Centers for Medicare and Medicaid services has failed to implement and address security issues, the GAO says.


  • Are private exchanges the next big thing in employer health care offerings?

    September 17, 2014

    Predictions for 2014 open enrollment include more than 3 million employees being covered under private exchanges. Is this the new trend in employer-sponsored health care coverage?


  • Obamacare to kick out 115,000 lacking residency proof

    September 16, 2014

    About 115,000 people who signed up for Obamacare and may not be legal residents of the U.S. will lose their insurance coverage at the end of the month, the government said Monday.


  • 'The ACA has made brokers' jobs much more valuable'

    PODCAST | September 15, 2014

    The Affordable Care Act’s impending employer shared responsibility rule has created a host of employer clients approaching what may be their first open enrollment season ever. John McAllister, president of PEMCO Insurance Agency, reveals specific approaches benefit advisers can take now to prepare these employers and all of their clients for the upcoming open enrollment season.


  • 'Striking change' in employer-sponsored health care premiums

    September 10, 2014

    Two major trends in employer-sponsored health care continue: a slower rate of premium increases and greater use of high-deductible health plans, especially among small employers, Kaiser study finds.


  • 10 states with the highest uninsured rates post-ACA

    September 9, 2014

    While the uninsured rate has dropped to a record low of 13.4% nationwide, according to Gallup figures, rates differ dramatically across states. Here are the 10 states with the highest uninsured rates in the aftermath of health care reform implementation, according to WalletHub.


  • Voluntary: Coming soon to private exchanges

    September 8, 2014

    As private exchange providers introduce voluntary benefit offerings, how will broker commissions be affected?


  • Brokers, employers granted early SHOP access in 5 states

    September 5, 2014

    CMS says small employers and their benefit advisers in select states will have early access to the ACA’s Small Business Health Options Program to test-drive the system, but not all are interested.


  • CEOs concerned about ACA incentive rules

    September 5, 2014

    Ever since final rules under the Affordable Care Act dictated that outcomes-based wellness programs must offer reasonable alternatives to employees unable to achieve the program’s health benchmarks, employers have continued to worry over the effectiveness of their health improvement efforts.


  • Clinical trials: What advisers and plan sponsors need to know

    September 5, 2014

    Commentary: Under the ACA, clinical trials offer an expanding frontier for plan sponsors and insurers, says Symetra’s Marien Diaz.


  • First steps to take with IRS draft ACA reporting instructions

    September 4, 2014

    The IRS has released long-awaited draft instructions for the forms employers will use to comply with the ACA’s employer mandate, giving benefit advisers and their clients a glimpse of the work ahead for 2015 and how to begin preparing now.


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