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  • Employers using many tools to drive down health costs

    July 30, 2014

    Benefit advisers hoping to stay ahead of the trend of employers transferring some of the burden of increased health care costs to their employees, should be prepared to discuss a variety of new and old cost-sharing strategies, as well as additional cost-saving tools.


  • Employers continue to shift health care cost burden to employees

    July 18, 2014

    With health care costs continuing to rise, it’s no surprise to benefit advisers that their employer clients continue to seek benefit solutions that shift some of the cost burden to their employees — and new data reveals that trend shows no signs of stopping.


  • ACA, data security create regulatory hurdles for employers

    July 17, 2014

    While employers are continuing to feel the impact from a multitude of changing laws and regulations, worries about the Affordable Care Act have begun to subside, to some degree. But the jury is out on the long-term implications of the ACA, and the ways benefits managers will live up to its stipulations in coming years.


  • CA insurance rate ballot measure could become countrywide concern

    July 17, 2014

    A proposal up for vote in the most populous state would give the insurance commissioner veto power over health insurance rates, among other things, and has brokers fearful of the trend spreading to other states.


  • Time’s up for mini-med plans as skinny plans gain focus

    July 7, 2014

    With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.


  • How can employers get a jump on 2015’s ACA requirements?

    VIDEO | July 2, 2014

    Garrett Fenton, an employee benefits specialist with D.C.-based legal firm Miller & Chevalier, says that the time is right for employers to double down and get their paperwork processed in anticipation of 2015’s employer mandate for the Affordable Care Act.


  • Industry reacts to Hobby Lobby decision

    July 2, 2014

    Earlier this week, the Supreme Court ruled that, as applied to closely held corporations, Obamacare’s contraception mandate requiring employers to provide workers with no-cost access to contraception violates the Religious Freedom Restoration Act. Reaction to the case, Burwell v. Hobby Lobby Stores, Inc., was swift, although most legal experts believe it is not likely to have broad implications for the majority of employer-sponsored health care plans.


  • IRS finalizes regulations for health insurance tax credits for small employers

    July 1, 2014

    The IRS has issued final regulations clarifying tax credits for small employers offering coverage to their employees through the SHOP exchange.


  • Public benefits managers need to adopt private sector strategies

    June 30, 2014

    Public HR departments may need to tweak their traditional management and operational techniques to be more in line with the private sector, as tax revenues grow shorter and employees' needs become more complex.


  • 10 ACA questions small employers should be asking

    June 27, 2014

    “The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to Health Partners America, a broker training and education organization. Here are 10 FAQs about the Affordable Care Act and its implications for small businesses.


  • A less-than-happy checkup

    June 27, 2014

    There are few smiles as the ACA’s effect on dental coverage begins to be better understood. Coupling dental benefits with health care coverage may have unintended consequences — and complicate access for employees.


  • Can employers reimburse employees for coverage purchased on the ACA exchanges?

    June 26, 2014

    Benefit broker and former lawyer David C. Smith breaks down this question that has been somewhat controversial in the past few months, yet he says has a very clear answer.


  • Feds clarify employee orientation periods under the ACA

    June 25, 2014

    In a final rule published today, the U.S. Departments of Labor, Treasury and Health and Human Services say employers can require employee orientation periods to become eligible for health benefits, but say they cannot last longer than one month.


  • U.S. hires UnitedHealth exec to lead Obamacare effort at CMS

    June 23, 2014

    The UnitedHealth Group Inc. executive whose Optum division helped states and the federal government fix Obamacare health exchanges will become second-in- command at the agency that runs the U.S. program.


  • Why the ACA has opened a sales door for vision insurance

    June 20, 2014

    How the ACA has drawn attention to vision care coverage and prompted employers to ask advisers about this voluntary benefit.


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