Plan Design / Admin

  • Brokers play increased role in private exchange adoption

    September 12, 2014

    A new analysis estimates even more employers will move active employees to private exchanges in part because brokers are taking on a bigger role in pushing them as a solution to rising health care costs.

  • 'Striking change' in employer-sponsored health care premiums

    September 10, 2014

    Two major trends in employer-sponsored health care continue: a slower rate of premium increases and greater use of high-deductible health plans, especially among small employers, Kaiser study finds.

  • Brokers, employers granted early SHOP access in 5 states

    September 5, 2014

    CMS says small employers and their benefit advisers in select states will have early access to the ACA’s Small Business Health Options Program to test-drive the system, but not all are interested.

  • New federal HIX head on what to expect in 2015

    PODCAST | August 26, 2014

    The newly named head of the federal health insurance marketplace Kevin Counihan spoke with HIX-News in June 2014 about his experience at the helm of AccessHealthCT. Listen to his lessons learned from the first open enrollment period and what he expects in 2015 in his state.

  • White House proposes new contraception rules post-Hobby Lobby

    August 22, 2014

    The White House Friday proposed two rules in response to the Supreme Court’s Hobby Lobby decision earlier this summer that will allow women to receive contraception coverage if an employer refuses to offer it for religious reasons.

  • Self-insured employers wary about private exchanges

    August 22, 2014

    Large employers say they don’t have plans to eliminate health care coverage for active employees in 2015, although 35% say they are considering moving their active employees to a private exchange in 2016 or beyond, a recent survey finds.

  • Employers create game plan for expected health care cost increases

    August 22, 2014

    In anticipation of the Affordable Care Act’s excise tax, U.S. employers are planning to take more aggressive approaches to projected single-digit increases in health care costs by revisiting the viability of consumer-driven health plans and spousal and dependent coverage.

  • IRS provides guidance on covered entities for health insurance fees

    August 14, 2014

    The IRS has issued guidance on how the IRS and the Treasury Department will administer the definition of a “covered entity” for purposes of the health insurance fee under the Affordable Care Act.

  • Large employers continue shift to CDHPs in 2015

    August 13, 2014

    Employers say in 2015 they will continue to shift toward offering CDHPs, but many need adviser help to engage employees in better health care decisions and understand the benefits of a private exchange.

  • Colorado introduces health plan fees to help fund state HIX

    August 12, 2014

    In an effort to raise money for Colorado’s state health insurance exchange, the board responsible for securing its financing has levied a new fee on all insurance policies issued in Colorado, including those sold off of the exchange.

  • Preparing employers for 2015 health plan enrollment growth

    August 8, 2014

    Amidst further rollout of the ACA’s provisions, researchers expect more employees to enroll in their employer-sponsored health plan for 2015 — a surge benefit advisers should be preparing employers to manage.

  • Vermont drops HIX vendor CGI, broker role still in question

    August 5, 2014

    Vermont has cut ties with the vendor of their health insurance exchange, CGI, after continued complaints and errors with the online portal — a 'debacle' further exacerbated by the fact benefit brokers and advisers have mostly been left out of the loop.

  • Employers using many tools to drive down health costs

    July 30, 2014

    Benefit advisers hoping to stay ahead of the trend of employers transferring some of the burden of increased health care costs to their employees, should be prepared to discuss a variety of new and old cost-sharing strategies, as well as additional cost-saving tools.

  • Employers continue to shift health care cost burden to employees

    July 18, 2014

    With health care costs continuing to rise, it’s no surprise to benefit advisers that their employer clients continue to seek benefit solutions that shift some of the cost burden to their employees — and new data reveals that trend shows no signs of stopping.

  • ACA, data security create regulatory hurdles for employers

    July 17, 2014

    While employers are continuing to feel the impact from a multitude of changing laws and regulations, worries about the Affordable Care Act have begun to subside, to some degree. But the jury is out on the long-term implications of the ACA, and the ways benefits managers will live up to its stipulations in coming years.

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