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  • HHS releases medical loss ratio data

    July 25, 2014

    The Affordable Care Act’s medical loss ratio rule continues to force health insurers to pay refunds to consumers enrolled in individual and employer-sponsored health care coverage.


  • Feds release draft tax forms for employer compliance with ACA

    July 25, 2014

    The IRS released draft forms for employers to use to report health coverage offerings to employees, unveiling a glimpse of the administrative onus in store for benefit advisers and their employer clients working to comply with the health law.


  • Rocky road ahead for employers, politicians in ACA subsidy rulings

    July 24, 2014

    The White House this week breathed a sigh of relief – and conservatives simply sighed – when hours after a D.C. federal appeals court ruled that the Internal Revenue Service exceeded its authority in providing tax credit subsidies in 34 states, another federal appellate court ruled the opposite.


  • ACA subsidy issues hurting broker credibility

    July 23, 2014

    In another blow to the health law’s federal subsidies this week, the GAO says fake application information successfully yielded subsidy payouts in an undercover investigation. One broker says if consumers are able to obtain subsidies in circumstances where they shouldn’t, they’re not going to trust brokers who tell them the truth.


  • Subsidy ruling could further delay employer mandate

    July 23, 2014

    Two court rulings issued this week taking opposing views on the legality of subsidies granted to individuals who enroll in the public health care exchanges have the potential to further delay the employer mandate, say some legal experts.


  • Opinion: Halbig decision creates new level of uncertainty for Obamacare

    July 22, 2014

    The immediate take-away for employers in the Halbig v. Burwell ruling is uncertainty about what the future brings for the Affordable Care Act. If the Halbig majority prevails, Obamacare has been dealt a serious, if not lethal, blow.


  • ACA subsidies on federal exchange overturned

    July 22, 2014

    President Barack Obama’s health care overhaul suffered a potentially crippling blow as a U.S. appeals court ruled the government can’t give financial assistance to anyone buying coverage on the insurance marketplace run by federal authorities.


  • ACA, data security create regulatory hurdles for employers

    July 17, 2014

    While employers are continuing to feel the impact from a multitude of changing laws and regulations, worries about the Affordable Care Act have begun to subside, to some degree. But the jury is out on the long-term implications of the ACA, and the ways benefits managers will live up to its stipulations in coming years.


  • Senate bill to overturn SCOTUS Hobby Lobby decision blocked

    July 16, 2014

    The Senate Wednesday failed to get enough support for its reversal plan of the recent Supreme Court Hobby Lobby ruling that will allow some employers to decline providing insurance coverage for some forms of birth control based on religious grounds.


  • House to sue Obama over ACA’s employer mandate delay

    July 11, 2014

    The U.S. House of Representatives will sue President Barack Obama’s administration over delaying the implementation of an employer health insurance mandate in the Affordable Care Act.


  • Senators introduce bill to counteract Hobby Lobby decision

    July 10, 2014

    Sens. Patty Murray (D-Wash.) and Mark Udall (D-Colo.) on Tuesday introduced new legislation to counter the debated Supreme Court Hobby Lobby decision, which favored religious exemptions to certain contraception methods.


  • Time’s up for mini-med plans as skinny plans gain focus

    July 7, 2014

    With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.


  • Industry reacts to Hobby Lobby decision

    July 2, 2014

    Earlier this week, the Supreme Court ruled that, as applied to closely held corporations, Obamacare’s contraception mandate requiring employers to provide workers with no-cost access to contraception violates the Religious Freedom Restoration Act. Reaction to the case, Burwell v. Hobby Lobby Stores, Inc., was swift, although most legal experts believe it is not likely to have broad implications for the majority of employer-sponsored health care plans.


  • Most federal HIX inconsistencies went unresolved

    July 1, 2014

    Nearly all inconsistencies for those who enrolled for health care through the Affordable Care Act’s federal exchanges were unable to be resolved due to Centers for Medicare and Medicaid Services systems not being fully operational.


  • IRS finalizes regulations for health insurance tax credits for small employers

    July 1, 2014

    The IRS has issued final regulations clarifying tax credits for small employers offering coverage to their employees through the SHOP exchange.


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