Sound investment advice is hard to come by. Here are four ways to tell if you and your investment committee are getting good investment advice from your adviser.
Plan sponsors see a growing need to use technology in retirement plan communications, with the majority saying they will increase their use of technology to deliver information to employees over the next two to three years.
Millennials are not saving enough to take full advantage of their employers 401(k) company match, but benefit advisers say there are many tools employers can use to turn this trend around and engage the younger generation.
Plan design plays a significant role in the success of a 401(k) plan, and there are opportunities for design to be catered to better suit employee needs and retirement objectives.
The wisdom of offering 401(k) loans has long been debated, with some arguing that allowing them is an incentive for employees to participate in the plan, while others believe they do more harm than good since employees often reduce or stop saving in their 401(k) plan after taking a loan from it.
Preparing Americans for retirement is at the forefront of priorities for lawmakers and industry, as putting off saving for retirement for even a few years will woefully shortchange employees in their golden years.
Knowing all sides of a clients benefits plan helps both retirement and health benefit consultants make better recommendations.
As the retirement system steadily moves away from guaranteed pensions to more individualized retirement accounts, longevity annuities are adding to the financial security of retirees.
A relatively small number of easily fixable problems can make a big difference in many 401(k) plans. Check out this list from EBN's retirement blogger Robert Lawton to see if your 401(k) plan can be improved.
U.S. parents are more and more finding themselves providing financial support to adult children, undermining their readiness to successfully put enough away for retirement.
Amid todays rapidly changing benefits landscape, employers are increasingly called to become more informed plan fiduciaries overseeing decisions about their plans qualified default investment alternatives. Three main components hold particular importance to help employers make reasonable QDIA decisions and fulfill ERISA obligations.
The IRS last week announced new adjustments for retirement plans, including for 401(k) deferrals, contributions and benefits, and the amount of compensation counted for plan purposes beginning in 2015. Heres what you and your employer clients need to know.
ERISA can be a complicated law to navigate, especially for companies that dont have access to internal resources who understand the inner workings and compliance issues of 401(k) plans. Pay close attention to these 10 items to avoid catching the eye of the DOL.
Last week, the Internal Revenue Service and the Department of Labor issued coordinated guidance on lifetime income provided through target date funds. It is intended to encourage and expand the availability of retirement income options in defined contribution plans.
As active employees move into a retiree population, health care decision-making also changes. Some companies provide a subsidy to the retiree population for purchasing health care on their own, but the tracking of that subsidy and the associated premiums create stress on an already overworked HR department.