New regulations plus a rise in popularity create an opening for advisers in this space.
How does your investment fund line-up compare to the market? Do you have too many investment options or too few? Regular blogger Robert C. Lawton outlines some best practices with regard to investment menus.
Commentary: With too many choices, the net result is that participants make poorer choices, or simply make no choice, writes blogger Aaron Friedman about one particular retirement vehicle.
The IRS last week issued Notice 2014-19, which sets forth the rules for recognition of same-sex spouses in retirement plan administration. Here's what employers need to know.
Commentary: Required minimum distributions can be tricky. Columnist John Ludwig has tips for advising employees on this topic.
Wondering whether your plan design is still market competitive? Leading-edge 401(k) and 403(b) plans have the following plan design features in common.
Great-West Financial has reached an agreement to acquire the J.P. Morgan Retirement Plan Services large-market recordkeeping business, which holds $167 billion in assets across 200 clients and 1.9 million participants, the companies said Thursday.
Typically thought of as the employees responsibility, plan sponsors should actually facilitate all aspects of required minimum distributions from alerting participants about them to activating the fund withdrawal.
Current regulations dont require a retirement plan providers investment advice be in the best interest of plan participants, but most employers want that to change, an AARP study finds.
Self-directed brokerage account windows in 401(k) plans have always been controversial. Recently the Department of Labor indicated it intends to provide additional guidance on the use of brokerage account windows. Experts believe it is likely to be unfavorable for proponents of brokerage windows for several reasons.
Commentary: Your company, as a 401(k) sponsor, is an ERISA fiduciary. Here's how to take a step back and figure out what to do about it.
Greg Burrows of The Principal talks about why advisers should move from educating their clients about retirement products to discussing the actual benefits of sophisticated plan design. The discussion includes a recap of Americans confidence in retirement from a recent survey.
The Department of Labors proposed rule to amend 408(b)(2) fee disclosure regulations is likely to help employers get a better handle of their retirement plans fees. However, some have argued that it doesnt do enough.
The newer concept of showing employees what their monthly payout in retirement will be perhaps needs some tweaking, one industry report suggests.
Commentary: Ever-changing interpretations of government regulations have resulted in employers being out of compliance with certain rules and not even knowing it.