There are plenty of positives in moving your participants into a Roth 401(k), but the costs and the long-term stability of government promises themselves may require extra thought.
From active trading to company matches, here are some common misconceptions and the reality your employees may have about their 401(k) plans.
Study finds younger workers are motivated to save but lack resources.
A recent report that the largest mutual fund in the world is now a stock fund, rather than an intermediate-term bond fund, could signal the great rotation once just a theory is underway.
Reasonable cost, high participation rates and a broad investment fund line-up contribute to the success of a 401(k) plan but other factors are important too.
Phyllis Borzi, assistant secretary of labor with the Department of Labors EBSA division, told attendees at Tuesdays annual ASPPA conference in Washington that the last stages of finalizing Labors conflict of interest rulings are indeed underway.
Eighty percent of people think they're better-than-average investors. Here are five reasons why, and three ways employers can help plan participants overcome their investing challenges.
Gen X leads all age groups in seeking retirement advice.
Companies consider boosting discounts, adding look-back provisions to ESPPs
Market uncertainty and continued easy-money policy are among the influences we can likely expect.
CEO Bob Kerzner is set to announce the initiative at LIMRAs annual conference this week in New York. LIMRA estimates that the U.S. population 55 and older will have about $22 trillion in investible assets by 2020.
Employees rarely think about the benefits of each paycheck beyond what it does for them in the now. Statistics show that many Americans are not saving for retirement. The Employee Benefit Research Institute found that 57% of U.S. workers have less than $25,000 in savings. The economic climate over the last five years has been a contributing factor, but an even bigger worry is that the American people have forgotten how to save. Here are five suggestions plan sponsors can pass along to employees hoping to grow their nest egg from Matthew Sanford, director of tax and compliance at Payroll Center, Inc. [Images: Shutterstock]
When I present employee education sessions, employees often ask me what they should be doing in their 401(k) plan. Here's what I tell them.
The lesson for plan sponsors, one expert says, is to use an outside third-party advice provider for retirement plan advice.
Rising interest rates, steep yield curve drive fixed annuity sales growth.