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Voluntary

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  • Most small business employees dissatisfied with benefits

    July 16, 2014

    Few small business employees say they are satisfied with their company’s benefit offerings — revealing a need for benefit advisers to work with employers to create more comprehensive benefit packages with employee needs in mind.


  • Using voluntary benefits to attract the best talent – even temporarily

    July 9, 2014

    Many job seekers view seasonal retail positions as “commodity jobs” – they don’t necessarily care where they work because it’s short-term and the pay is similar wherever they go. For employers, that means they can encounter difficulty finding the best talent.


  • Aflac co-founder Paul S. Amos dies

    July 3, 2014

    Paul S. Amos, who co-founded Aflac Inc. with his brothers and helped build it into the largest seller of supplemental health insurance, has died. He was 88


  • Commission cutbacks compel brokers to reconsider voluntary benefits

    PODCAST | June 30, 2014

    Tye Elliott, vice president of broker sales at Aflac talks to EBA about how health care reform has changed the revenue model for benefit advisers and increased the need for employers to offer voluntary benefits.


  • Why the ACA has opened a sales door for vision insurance

    June 20, 2014

    How the ACA has drawn attention to vision care coverage and prompted employers to ask advisers about this voluntary benefit.


  • Employee purchase programs can encourage workers to use their vacation time

    June 9, 2014

    Employees just aren’t using their vacation days and it’s taking a toll...on their health, their work-life balance and, ultimately, affecting the company’s bottom line. Using vacation or paid-time off allows workers to recharge both physically and mentally.


  • More non-traditional voluntary products on the horizon

    June 6, 2014

    Industry experts provide an overview of three new voluntary products — that employers might not know about yet — so benefit advisers and brokers can get a leg up before a competitor does.


  • Could voluntary products see rate hikes?

    June 4, 2014

    Industry experts say that while unlikely, the historically stable product line may have the potential for price changes as its sales continue to rise.


  • 6 ways to ensure employees take vacation this summer

    June 3, 2014

    Despite time away from work being a key ingredient to work-life balance, many Americans don’t take full advantage of their paid vacation benefits. Fifty-nine percent of respondents to a recent survey by Purchasing Power said they left at least one paid time off day unused at the end of last year, while 35% of them left five days or more. Here are five ways benefits professionals can help end America’s vacation deprivation from Vitesse Consulting’s Shani Magosky, and one new voluntary benefit to consider.


  • Should you offer voluntary hospital indemnity insurance?

    May 30, 2014

    Given that hospital charges currently represent about a third of the $2.7 trillion annual U.S. health care bill, employers may want to consider offering hospital indemnity insurance as a voluntary benefit. When an employer is reviewing these plans, there are several important features to look for.


  • Employee travel exposes potential workers’ compensation issues

    May 28, 2014

    Workers who travel out of their state or country of hire to perform work on behalf of their employers create liability exposures, due to complex laws, administrative rules and regulations that deal with workplace injuries and diseases across the U.S. and abroad.


  • This supplemental benefit is a value-add and cost-saving measure

    May 16, 2014

    Supplemental benefit SurgeryPlus is a new product offering for advisers, especially those who work with self-funded clients.


  • Dental care connected to well-being, productivity

    May 9, 2014

    Offering dental coverage and encouraging employees to stick to yearly care regimens can boost employee well-being and overall productivity.


  • ID theft products moving from prevention to monitoring and damage control

    PODCAST | May 9, 2014

    Adam Levin, founder and chairman of Identity Theft 911, explains why employers and advisers should look for products that monitor for and quickly manage the damage of identity theft, as opposed to those that tout prevention. He also says there's an increasing threat to employer documents and tells you how to be prepared.


  • A space where ACA is holding voluntary sales back

    May 5, 2014

    While many in the industry think voluntary sales is a no-brainer for benefit advisers and employees alike, there's one type of product that hasn't seen a boost thanks to the ACA.



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